Time Finance Payday Loans Review - Cerritos, California

2.1 104 reviews

Organization owner?

10900 E, 183rd St #185, Cerritos, CA 90703, USA

+1 (562) 565-2560

Tuesday

9AM–5:30PM

Wednesday

9AM–5:30PM

Thursday

9AM–5:30PM

Friday

9AM–5:30PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5:30PM

What people think about Time Finance?

Below you read some of the reviews of our clients.

They should hire more professional people who likes to work and help customers.

Jaylen Padberg DVM

This place is a piece of crap!!!

Willis Goldner MD

I can’t wait to finish paying them very unprofessional

Katelyn Hermiston DDS

Important

The previous three items describe a specific financial institution. But below you can find common information about payday loans.

Payday Loans in Cerritos, California

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Online cash advance loans can be the best solution to your unexpected financial issues in Cerritos , California because they are easily approved and easily paid off. Your APR will depend on your state regulations or on the payday lender's policy.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to applicants with a bad credit history. Payday loan approvals depend very much on other factors. Payday companies will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.

To get approved for a loan, you must comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.