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What people think about First Bank - Lobby by Appointment Only?
Below you find some of the reviews of our clients.
Was invited to a wedding but was broke at that time. A friend recommended me to apply for a loan via First Bank - Lobby by Appointment Only. And I did. This was the right decision! Yes, the APR was high but I suppose it’s because I had low credit. In general, The process was very easy.
Mrs. Destany Haag
A good loan provider. The company quickly processed my application. Had money in my account the next evening. If you need some extra funds urgently, this is the best loan provider, I’m telling you!
Toni Hauck
I was embarrassed to borrow from my brother so I decided to apply for a payday loan via First Bank - Lobby by Appointment Only. Found them online and the user reviews were positive I have already applied twice and every time I was accepted within 15 minutes. Very satisfied.
Ms. Nyasia Herzog V
Pay Attention
Below you can see general information about payday loans and their common characteristics.
Payday Loans in Chula Vista, California
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.
It is simple and speedy to get accepted for payday loans in Chula Vista, California. The interest rate will be set individually for each case and will depend on the personal information the person filled in.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a poor credit score an increased opportunity to get accepted for such loans. A payday loan may be the only option available for some consumers to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your means and repay your loan commitments in a timely manner.
To get approved for a payday loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Learn the annual percentage rate right now. Use this online calculator to specify the exact cost of your loan. It only takes 30 seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Chula Vista, California
United Security Bank
2151 W Shaw Ave, Fresno, CA 93711, USA
+1 (559) 225-0101
www.unitedsecuritybank.com
Evergreen Home Loans Yuba City NMLS 229091
815 Plumas St, Yuba City, CA 95991, USA
+1 (530) 822-0600
www.evergreenhomeloans.com
Mechanics Bank - Hollister Branch
1730 Airline Hwy #310, Hollister, CA 95023, USA
+1 (831) 638-4861
www.mechanicsbank.com
One Hour Car Title Loans Santa Cruz
2900 Chanticleer Ave, Santa Cruz, CA 95065, USA
+1 (831) 226-1070
1hourcartitleloans.com
Louies Liquor & Check Cashing
16461 Vanowen St, Van Nuys, CA 91406, USA
+1 (818) 373-1130
louies-liquor-checkcashing.com
