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3.7 3 reviews
Loan agency in Chula Vista, California

2300 Boswell Rd UNIT 215, Chula Vista, CA 91914, USA
+1 (619) 474-5400
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

What people think about Del Toro Loan Servicing?

Below you read some of the testimonials of our customers.

Great staff, great lenders!

Joshua Ullrich

We have had a loan with them for 3 YEARS and it has been a terrible experience.

Clementina VonRueden

Important

The above-given information provides the details about a precise financial institution. The information below is about common information about payday loans.

Payday Loans in Chula Vista, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Payday loans are the easiest loans to get in Chula Vista, California. The entire process is stress-free. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to people with a bad credit score. Payday loan approvals depend very much on other aspects. They will pay attention to your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.

To get approved for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the definite APR of your cash advance.

APR Calculator

Other Payday Lenders in Chula Vista, California

U.S. Bank Branch

120 W Court St, Woodland, CA 95695, USA

+1 (530) 662-9615

locations.usbank.com

CCS Title Loan Services – LoanMart North Hollywood

12100 Victory Blvd, North Hollywood, CA 91606, USA

+1 (818) 650-0043

www.800loanmart.com

Cyt Financial Corp

2135 Huntington Dr, San Marino, CA 91108, USA

cytfinancial.mortgage-application.net

Union Bank

495 Park Blvd, Orange Cove, CA 93646, USA

+1 (559) 626-4479

blw.unionbank.com

Savings Bank of Mendocino County

200 N School St, Ukiah, CA 95482, USA

+1 (707) 462-6613

www.savingsbank.com

Premier America Credit Union

100 Universal City Plaza bldg 2311 room 123, Universal City, CA 91608, USA

+1 (800) 772-4000

www.premieramerica.com

Fremont Bank

3549 Castro Valley Blvd, Castro Valley, CA 94546, USA

+1 (510) 512-1061

www.fremontbank.com

First Citizens Bank

175 W Main St, El Cajon, CA 92020, USA

+1 (619) 590-2265

locations.firstcitizens.com

Heritage Community Credit Union - Gold River

2155 Golden Centre Ln, Gold River, CA 95670, USA

+1 (916) 364-1700

www.heritageccu.com

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