Welcome to Our Online Loan Referral Service

3 3 reviews

5748 Sunrise Blvd, Citrus Heights, CA 95610, USA
www.unionbank.com

Domain Info

Created Date

1995-05-23

Mailing Address

1980 Saturn Street, Monterey Park, CA, 91755, United States

Company Name

MUFG Union Bank

MUFG Union Bank N.A.

Contact Data

[email protected]

+1.3237202000

Feedback about ATM (Union Bank)?

Here you get acquainted with the feedback of our clients.

The money are deposited to my bank account. I pay off through my personal account. The payment is efficient and quick. Pay on time and there will be no issues.

Lolita Botsford

I issued a cash advance when I had problems with money. There was no other way out. I searched this site on the Internet, among others. Has applied several services. One refused, the other issued at too high a interest rate, but here it was approved as I wanted.

Kianna Little

want to express my deep gratitude to ATM (Union Bank) for believing my case. I had some issues with a credit history, but this company helped me and took out a loan.

Morgan Kshlerin

I trusted ATM (Union Bank) when it was necessary to get a cash advance. I filled out an application quickly. No problems.

Zelda Rippin

ATM (Union Bank) applied for a payday loan secured by a car for the first time, I liked everything very much. Fast and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Kaci Konopelski

Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes people grapple with general information about payday loans.

Payday Loans in Citrus Heights, California

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is easy and quick to issue loans in Citrus Heights, California. The rates are accured on an individual basis: if a client repays as much payday loans as possible, she will be offered one of the most efficinet terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will ATM (Union Bank) help take out a payday loan in Citrus Heights, California?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Money are issued day and night. The payday loan will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is processed by financial institutions. Lenders in Citrus Heights, ca review this circumstance not a hindrence to issue a loan. The client of a loan should be prepared to objectively estimate financial solvency, issue a loan, pay off the debt on schedule and not only resolve current difficulties, but improve the credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to apply the calculator. It will specify the cost of the payday loan.

APR Calculator

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