Welcome to Our Online Loan Referral Service

4.2 17 reviews

250 W 1st St #150, Claremont, CA 91711, USA
+1 (800) 944-2200
www.firstcitycu.org
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

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Feedback about First City Credit Union?

Here you read the feedback of our clients.

Thank you for quality customer service!

Sigmund Hansen

They are impossible to work with, horrible customer service.

Broderick Doyle Sr.

Car loans rates are lower at dealerships only through specials.

Austyn Fadel Sr.

Pay Attention

Above there are details about a definite lender. Below every user may grapple with the essence of payday loans.

Payday Loans in Claremont, New Hampshire

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

Such financial products as payday loan in Claremont, New Hampshire is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more cash advance you pay back off, the more reasonable rates a customer will recieve.

APR

36% small loan cap

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will First City Credit Union help issue a loan in Claremont, New Hampshire?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The loan will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is processed by financial institutions. Lenders in Claremont, nh consider this circumstance not a hindrence to take out a loan. The customer of a payday loan should be prepared to objectively estimate financial abilities, issue a loan, repay the debt on time and not only solve current issues, but improve the credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a definite cost of the loan.

APR Calculator

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