Welcome to Our Online Loan Referral Service

3.7 3 reviews

3304 State St, Santa Barbara, CA 93105, USA
+1 (805) 563-6400
www.first.bank
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about First Bank - Lobby by Appointment Only?

Here you see the feedback of our customers.

Money was urgently needed. I submitted an online application in First Bank - Lobby by Appointment Only. I sent all the necessary photos of documents, talked to the managers by phone. The requested loan was approved. Within an hour, the money was credited to my card.

Prof. Chadrick Becker

I contacted First Bank - Lobby by Appointment Only. Everything was done quickly. Only pleasant impressions remained!

Miss Tamia Raynor

Money was urgently required. I submitted an online application in First Bank - Lobby by Appointment Only. I sent all the necessary photos of documents, talked to the staff by phone. The requested loan was approved. Within an hour, the money was credited to my card.

Deon Rau

Pay Attention

Payday lenders are described in the first three points. Below info offers shared information about payday loans.

Payday Loans in Santa Barbara, California

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

It is easy and quick to issue payday loans in Santa Barbara, California. The rates are set on an individual basis: if a client repays as much payday loans as possible, she will be provided one of the most reasonable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will First Bank - Lobby by Appointment Only help take out a loan in Santa Barbara, California?

  • Round the clock service. Every client may contact the service round the clock. The borrowed funds will be deposited to bank account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Santa Barbara, California. The lending company will estimate many points to qualify such as solvency. Cash advance will be a source to improve your bad credit score into a favorable one.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as annual percentage rate.

APR Calculator

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