Welcome to Our Online Loan Referral Service

3.8 12 reviews

1129 S Cloverdale Blvd Suite A, Cloverdale, CA 95425, USA
+1 (800) 479-7928
www.redwoodcu.org
Friday
9AM–5PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

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Feedback about Redwood Credit Union?

Here you read the feedback of our clients.

Not the first time I use Redwood Credit Union. The service is fair. They immediately inform how much you should pay off. No cheating. You can always extend the loan. It helps out a lot when cash is urgently needed.

Saul Beahan

Not the first time I use Redwood Credit Union. The service is reliable. They immediately inform how much you should pay back. No cheating. You can always renew the loan. It helps a lot when money is urgently needed.

Nona Ratke

Yesterday I needed money, I decided to contact Redwood Credit Union. They quickly approved the amount needed, and besides, they offered good terms at a low interest rate.

Prof. Dedrick Nolan

Pay Attention

Above-specified info offers the details about a definite lender. Below-specified info is devoted to shared information about payday loans.

Payday Loans in Cloverdale, Virginia

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

It is simple and quick to issue payday loans in Cloverdale, Virginia. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, he will be provided one of the most efficinet terms and rates.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Redwood Credit Union help issue a loan in Cloverdale, Virginia?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are issued around the clock. The payday loan will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Lenders do not consider this factor the only one to issue a loan in Cloverdale, Virginia. The company will estimate many points to qualify such as solvency. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a real cost of the payday loan.

APR Calculator

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