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5 2 reviews

145 E Durian Ave, Coalinga, CA 93210, USA
+1 (559) 935-0862
www.unitedsecuritybank.com
Thursday
10AM–4PM
Friday
10AM–5PM
Saturday
Closed
Sunday
Closed
Monday
10AM–4PM
Tuesday
10AM–4PM
Wednesday
10AM–4PM

Domain Info

Created Date

1999-03-01

Mailing Address

2126 INYO ST, FRESNO, CA, 93721-2611, United States

Company Name

United Security Bank

United Security Bank

Contact Data

[email protected]

+1.5592432395

Feedback about United Security Bank?

Here you get acquainted with the feedback of our clients.

Only an ID is needed to submit an application. Was on a business trip and needed extra funds, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Mr. Porter Brakus III

I took out a loan when I had problems with money. There was no other way out. I looked out this website on the Internet, among others. Has applied several services. One denied, the other offered too high a interest rate, but here it was approved as I wanted.

Dee Turcotte

Thanks to the staff for the reputable service. They helped out in difficult times. For application you only need an ID.

Miss Maegan Sauer

United Security Bank is quite good, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on due date. The employees in those support are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Alejandrin Rempel

Pay Attention

Above there are details about a certain lending company. Below every user may grapple with the common features of payday loans.

Payday Loans in Coalinga, California

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small loan is approved: $100-$1,000.

This financial product in Coalinga, California is taken out simply and quickly. The interest percentage is specified considering the category of the borrower: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will United Security Bank help take out a loan in Coalinga, California?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are issued around the clock. The payday loan will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Coalinga, ca will estimate other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should determine its real cost. This calculator will show the APR of the loan.

APR Calculator

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