Domain Info
Created Date
1995-10-10
Mailing Address
Company Name
Contact Data
What people think about Exchange Bank?
Below you see some of the testimonials of our customers.
Recently I had the most unpleasant situation in my life. I suddenly needed $600 to pay for medical bills. This company assisted me very quickly. They were the only institution that approved me for the necessary amount. I sorted out all my troubles. I will surely recommend this company to my friends. Best service ever.
Jeffry Cormier
A good company. They quickly processed my application. Had funds in my account the next morning. If you need some extra funds urgently, this is the best lender, I’m telling you!
Quincy Williamson
I applied for the first loan in my life, was approved the next day despite the fact that I had low credit score. I repaid it early. Love this lender for their affordable rates. Other lenders in my state charge sky high interest!
Ms. Oceane Christiansen
I had problems with paying off my bank loan and was not sure I would get appoved for a loan with Exchange Bank . But it would be soooo embarrassing to borrow from family. Therefore, I took my chances and applied for $800 online. Fortunately I got approved!!! They literally saved my life.
Ms. Dayna Yundt DDS
I applied for the first loan in my life, was approved the next day despite the fact that I had other loans. I repaid it early. Love this company for their reasonable rates. Other lenders in my town charge sky high interest!
Mr. Hudson Kemmer
Pay Attention
Above there is information about a exact loan provider. Below you can review common characteristics of payday loans.
Payday Loans in Cotati, California
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
Payday loans are the easiest loans to be eligible in Cotati, California. The entire process is straightforward. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal information.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to individuals with a poor credit history. Payday loan approvals depend very much on specific circumstances. Lenders will check your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a payday loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.
APR Calculator
Other Payday Lenders in Cotati, California
Bank of America (with Drive-thru ATM)
588 S Palm Canyon Dr, Palm Springs, CA 92264, USA
+1 (760) 864-8611
locators.bankofamerica.com
5 Star Car Title Loans
4633 E, Ramon Rd, Palm Springs, CA 92264, USA
+1 (760) 257-2151
5starloans.com
MVP Car Title Loans
2100 Geng Rd Suite 210, Palo Alto, CA 94303, USA
+1 (650) 332-2011
www.mvpautotitleloan.com
Bank of the Sierra
402 W Ojai Ave #102, Ojai, CA 93023, USA
+1 (805) 646-9909
www.bankofthesierra.com
Advance America
Next to Subway US, 550 W Main St Ste. C, Santa Paula, CA 93060, USA
+1 (805) 525-4350
www.advanceamerica.net
U.S. Bank ATM - Santa Maria - Albertsons
2320 S Broadway, Santa Maria, CA 93454, USA
+1 (800) 872-2657
usbank.com
Heather Millspaugh, Finance of America Mortgage LLC
32451 Golden Lantern Suite 203, Laguna Niguel, CA 92677, USA
+1 (949) 547-5848
www.foamortgage.com
