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19330 Stevens Creek Blvd, Cupertino, CA 95014, USA
+1 (408) 831-5000
flagstar-opes.com

Domain Info

Created Date

2017-10-25

Mailing Address

Company Name

Contact Data

Feedback about Flagstar Bank Home Loan Center?

Here you get acquainted with the reviews of our customers.

I took the first payday loan, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to renew the payment and return the cash advance in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.

Gloria Kris

Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at favorable interest rate, so far it has been paid off on time, it can be either extended or paid back ahead of schedule.

Matilde Keebler PhD

want to express my deep gratitude to Flagstar Bank Home Loan Center for believing my case. I had some problems with a credit rating, but this company helped me out and issued a loan.

Jalen Kautzer

Flagstar Bank Home Loan Center seemed to me the safe. At least no insurance and extra fees. There are no discounts for regular clients. When repaying a debt, a transfer fee is not taken, although this is a bonus.

Prof. Winston Kiehn

Pay Attention

Payday lenders are described in the first three points. Below info shows common information about payday loans.

Payday Loans in Cupertino, California

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small amount is issued: $100-$1,000.

This financial product in Cupertino, California is taken out easily and fast. The interest percentage is specified respecting the category of the borrower: the more loans are successfully paid back, the more attractive terms will be ensured to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Flagstar Bank Home Loan Center help issue a loan in Cupertino, California?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be credited to card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Payday lenders in Cupertino, ca consider this circumstance not an obstacle to issue a loan. The borrower of a cash advance should be prepared to objectively estimate financial solvency, take out a loan, pay back the debt on schedule and not only solve current difficulties, but enhance the credit history.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

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