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Now you can read general features of payday loans.
Payday Loans in El Cajon, California
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.
Payday loans in El Cajon, California is are easy to get. The APR is individual for each borrower and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a bad credit history. Payday loan approvals depend very much on other aspects. They will pay attention to your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.
To get accepted for a cash advance, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the payday loan in a few minutes.
APR Calculator
Other Payday Lenders in El Cajon, California
First Foundation Bank
323 20th St, Oakland, CA 94612, USA
+1 (510) 250-8130
www.firstfoundationinc.com
SESLOC Federal Credit Union
3807 Broad St, San Luis Obispo, CA 93401, USA
+1 (805) 543-1816
www.sesloc.org
Check `n Go
7006 Santa Fe Ave, Huntington Park, CA 90255, USA
+1 (323) 582-5300
locations.checkngo.com
