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5 reviews

14804-A CA-4, Discovery Bay, CA 94505, USA
+1 (925) 634-0112
www.bankbac.com
Thursday
9AM–5:30PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM

Domain Info

Created Date

2000-07-28

Mailing Address

Company Name

Contact Data

What people think about BAC Community Bank?

Below you read some of the testimonials of our customers.

Thank you BAC Community Bank for helping me when I needed funds urgently to pay for wedding. I have applied through this company 3 times and everything was nice. This is the most honest company with no hidden fees. Highly recommended!!!

Kristoffer Witting

Good service with competitive rates. They deposited the same day, as I expected. I will use BAC Community Bank again if I need financial assistance.

Domenic Lebsack

They only ask for an ID to apply. Last month I was fined and needed some cash to hold on. These guys approved me although I had a low credit score. Online and safe process. Very happy!!

Caitlyn Stokes DDS

They only ask for an ID to get approve. Last year I was fined and needed extra funds to hold on. These guys saved me although I had a low credit score. Quick and legit process. Highly recommend!

Earnest VonRueden

Pay Attention

Above there is information about a precise company. Below you can read common characteristics of payday loans.

Payday Loans in Discovery Bay, California

Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Discovery Bay, California. The entire process is effortless. They are appoved quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to consumers with a poor credit score. Payday loan approvals depend very much on specific aspects. Payday companies will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get accepted for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the real APR of your cash advance.

APR Calculator

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