Welcome to Our Online Loan Referral Service


El Cajon, CA 92020, USA
www.firstcitizens.com

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank ATM?

Here you grapple with the feedback of our clients.

It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.

Dr. Judd Steuber

I'm not ashamed to borrow money from First Citizens Bank ATM, now the whole world lives like this. I have already used loans many times, everything is convenient.

Mortimer Moen II

Yesterday I needed extra money, I decided to contact First Citizens Bank ATM. They quickly approved the amount needed, and besides, they offered favorable terms at a low interest rate.

Mr. Rafael Keeling

I trusted First Citizens Bank ATM when it was necessary to get a cash advance. I filled in an application quickly. No problems.

Dr. Deonte Wehner

Pay Attention

Payday lenders are described in the first three points. Below info offers common information about payday loans.

Payday Loans in El Cajon, California

A short-term lending option is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

Such financial products as payday loan in El Cajon, California is issued easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more reasonable rates a client will recieve.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will First Citizens Bank ATM help issue a payday loan in El Cajon, California?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are issued day and night. The deposit will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is reviewed by financial institutions. Microfinance organizations in El Cajon, ca consider this circumstance not an obstacle to issue a loan. The client of a cash advance should be prepared to objectively estimate financial solvency, issue a loan, repay the debt on a due date and not only handle current issues, but enhance the credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the payday loan.

APR Calculator

Other Payday Lenders in El Cajon, California

U.S. Bank Branch

659 Main St, Martinez, CA 94553, USA

+1 (925) 372-6900

locations.usbank.com

ACE Cash Express

2550 Guerneville Rd f, Santa Rosa, CA 95401, USA

+1 (707) 528-2274

acecashexpress.com

Advance America

182 W Main St, Brawley, CA 92227, USA

+1 (760) 344-3054

www.advanceamerica.net

MoneyGram

4915 Eagle Rock Blvd, Eagle Rock, CA 90041, USA

+1 (323) 478-0485

locations.moneygram.com

Pacific Service Credit Union

River Park Shopping Center, 102 E Nees Ave, Fresno, CA 93720, USA

+1 (888) 858-6878

www.pacificservice.org

Check Into Cash

384 Sierra St, Kingsburg, CA 93631, USA

+1 (559) 897-7978

local.checkintocash.com

ACE Cash Express

43458 10th St W #104, Lancaster, CA 93534, USA

+1 (661) 940-1641

www.acecashexpress.com

Montana Capital Car Title Loans

15260 Anacapa Rd A12, Victorville, CA 92392, USA

+1 (760) 227-7108

montanacapital.com

City National Bank

15260 Ventura Blvd, Sherman Oaks, CA 91403, USA

+1 (818) 382-1400

locations.cnb.com

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