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4.6 33 reviews
Loan agency in El Cajon, California

534 N 2nd St, El Cajon, CA 92021, USA
+1 (619) 593-8104
www.advanceamerica.net
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
(Easter)
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you get acquainted with the feedback of our clients.

… process for me. They thoroughly explained the contract for me to understand. I highly recommend advanced America for any of your payday loan needs. These gals will give …

Mr. Jack Smith MD

Phenomenal service with Daisy and Cristina.

Dean Nicolas

Excellent customer service.

Miss Modesta Gutkowski

All your employees are all ways courteous and work professionally.

Josiah McDermott

These gals will give you professional and great customer service!

Dr. Giovani Thiel II

All your employees are all ways courteous and work professionally.

Mrs. Dahlia Rau PhD

Phenomenal service with Daisy and Cristina.

Ms. Duane Windler IV

Pay Attention

Above there are details about a exact lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in El Cajon, California

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

It is simple and fast to issue loans in El Cajon, California. The rates are accured on an individual basis: if a customer repays as much loans as possible, he will be provided one of the most reasonable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Advance America help issue a loan in El Cajon, California?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to process the application. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Lenders do not consider this factor the only one to issue a loan in El Cajon, California. The company will estimate many points to qualify such as solvency. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its exact cost. This calculator will show the APR of the loan.

APR Calculator

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OneMain Financial

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Money Mart

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+1 (559) 685-0337

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CoastHills Credit Union

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+1 (805) 733-7600

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Mechanics Bank - Westlake Village Branch

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+1 (805) 418-1845

www.mechanicsbank.com

Check Into Cash

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+1 (818) 830-2669

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Union Bank ATM

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+1 (562) 590-4012

www.unionbank.com

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