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5 110 reviews
Loan agency in El Centro, California

2052 N Imperial Ave, El Centro, CA 92243, USA
+1 (442) 295-4280
oportun.com
Wednesday
11AM–6:30PM
Thursday
11AM–6:30PM
Friday
11AM–6:30PM
Saturday
10AM–5PM
Sunday
10AM–4PM
Monday
11AM–6:30PM
Tuesday
11AM–6:30PM

Domain Info

Created Date

2001-03-28

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about Oportun?

Here you read the reviews of our clients.

Great service , really nice people, fast loan.

Angelina Gerlach

The costumer service from all employees in the EC branch is outstanding!

Elisabeth Dietrich II

Most freindly staff, very knowledgeable and courteous.

Garland Thompson

Pay Attention

Lenders are described in the first three points. Below info defines shared information about payday loans.

Payday Loans in El Centro, California

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in El Centro, California is taken out simply and quickly. The interest rate is set depending on the category of the customer: the more loans are successfully repaid, the more favorable terms will be ensured to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Oportun help take out a loan in El Centro, California?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to review the application. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Lenders do not consider this factor the only one to take out a loan in El Centro, California. The company will assess many points to qualify such as solvency. Cash advance will be a source to enhance your bad credit rating into a favorable one.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in El Centro, California

First Guaranty Financial

4542 Ruffner St, San Diego, CA 92111, USA

+1 (858) 503-7450

First Republic Bank

1200 State St, Santa Barbara, CA 93101, USA

+1 (805) 560-6883

www.firstrepublic.com

Rancho Santa Fe Thrift & Loan

1001 W San Marcos Blvd #125, San Marcos, CA 92078, USA

+1 (760) 736-2000

www.hatchbank.com

Valley Strong Credit Union

821 Tucker Rd, Tehachapi, CA 93561, USA

+1 (661) 833-7900

www.valleystrong.com

Advance America

4120 Clairemont Mesa Blvd Unit 101-C, San Diego, CA 92117, USA

+1 (858) 490-0292

www.advanceamerica.net

Family Car Title Loans

2401 M St #300, Bakersfield, CA 93301, USA

+1 (661) 218-1122

familytitleloans.org

East West Bank

800 E Valley Blvd, San Gabriel, CA 91776, USA

+1 (626) 308-1986

www.eastwestbank.com

ACE Cash Express

13667 Victory Blvd, Van Nuys, CA 91401, USA

+1 (818) 901-6221

acecashexpress.com

Car Cash Loans

1017 W Ave J, Lancaster, CA 93534, USA

+1 (661) 952-9692

www.carcashloans.com

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