Welcome to Our Online Loan Referral Service

Loan agency in San Diego, California

4542 Ruffner St, San Diego, CA 92111, USA
+1 (858) 503-7450

Feedback about First Guaranty Financial?

Here you see the reviews of our customers.

Not the first time I use First Guaranty Financial. The service is reliable. They immediately inform how much you should pay off. No cheating. You can always extend the loan. It helps out a lot when funds is urgently needed.

Prof. Ezequiel Lowe II

The payday loan is deposited easily and quickly. There is a minus - a great interest rate when repaying a loan.

Miss Emily Aufderhar

I apply quite often. I am pleased with the terms. There is online round the clock service.

Augustus Stanton

Pay Attention

Above there are details about a definite lender. Below every reader may grapple with the common features of payday loans.

Payday Loans in San Diego, Texas

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

It is easy and quick to issue payday loans in San Diego, Texas. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be provided one of the most favorable terms and rates.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will First Guaranty Financial help take out a loan in San Diego, Texas?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to consider the form. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in San Diego, tx will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in San Diego, California

Comerica Bank - ATM

13000 Saratoga Sunnyvale Rd, Saratoga, CA 95070, USA

+1 (408) 867-6829

locations.comerica.com

Chase Bank

3130 Alpine Rd Ste 170, Portola Valley, CA 94028, USA

+1 (650) 854-3792

locator.chase.com

Bank of the West

150 W Lake Blvd, Tahoe City, CA 96145, USA

+1 (530) 581-6960

www.bankofthewest.com

Alta One Federal Credit Union

6501 Ming Ave, Bakersfield, CA 93309, USA

+1 (661) 397-2555

altaone.org

Stanford Federal Credit Union

Tresidder Memorial Union, 459 Lagunita Dr, Palo Alto, CA 94301, USA

+1 (650) 723-2509

www.sfcu.org

Bank of the West

890 N 1st St, San Jose, CA 95112, USA

+1 (408) 998-6803

www.bankofthewest.com

Bank of America Financial Center

333 N Santa Cruz Ave, Los Gatos, CA 95030, USA

+1 (669) 233-4044

locators.bankofamerica.com

Edward Jones - Financial Advisor: Michael G Funtas

2650 Jamacha Road #131c, El Cajon, CA 92019, USA

+1 (619) 660-9060

www.edwardjones.com

The Check Cashing Place

945 Fifth Ave, San Diego, CA 92101, USA

+1 (619) 239-6151

www.thecheckcashingplaceinc.com

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