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3.1 31 reviews

1602 Main St, El Centro, CA 92243, USA
+1 (760) 352-1540
www.ficu.com
Wednesday
10AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1998-07-20

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

What people think about First Imperial Credit Union?

Below you read some of the testimonials of our customers.

Great people work here.

Caleigh Connelly II

Whoever handles customer affairs needs to be let go ASAP.

Braeden Stroman

Customer service the worst!

Janet Lynch

Pay Attention

Below you can read general information about payday loans and their common features.

Payday Loans in El Centro, California

A payday loan is a short-term loan that can help you deal with immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in El Centro, California is are simple to access. The interest rate is individual for each borrower and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still be able to take out a payday loan. Such loans are designed to help meet the needs of consumers with less than perfect credit scores. There are lenders who may be happy to give you a payday loan even if you have a bad credit score. You will need a regular income to be eligible for a bad credit payday loan.

To get accepted for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the precise APR of your payday loan.

APR Calculator

Other Payday Lenders in El Centro, California

Bank of the Sierra

1095 Manning Ave, Reedley, CA 93654, USA

+1 (559) 638-1602

www.bankofthesierra.com

Xpress Title Loans

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+1 (510) 822-8451

xpresstitleloan.com

Auto Title Loans Oceanside Ltd. by Ocean Side Car Title Loans

175 Old Grove Rd, Oceanside, CA 92057, USA

+1 (442) 287-0992

oceansidecartitleloan.com

U.S. Bank-Muho Madzar-Mortgage Loan Officer

10381 S De Anza Blvd, Cupertino, CA 95014, USA

+1 (408) 863-6111

mortgage.usbank.com

P-Fund, Inc.

1299 4th St #302, San Rafael, CA 94901, USA

+1 (415) 456-0900

www.p-fund.com

College Money Pros

111 Deerwood Rd Suite 200, San Ramon, CA 94583, USA

+1 (925) 452-4067

collegemoneypros.com

Gems N' Loans - Temecula

28298 Old Town Front St, Temecula, CA 92590, USA

+1 (951) 694-9490

gemsnloans.com

Balboa Thrift and Loan

306 Yale Ave, Claremont, CA 91711, USA

+1 (909) 398-4441

www.balboathrift.com

Patelco Credit Union

5005 Executive Pkwy Ste 1CN70, San Ramon, CA 94583, USA

+1 (800) 358-8228

www.patelco.org

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