Welcome to Our Online Loan Referral Service

5 3 reviews

591 Alamo Pintado Rd, Solvang, CA 93463, USA
+1 (805) 963-7511
montecito.bank
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Montecito Bank & Trust?

Below you find some of the opinions of our clients.

Any time you walk in you can be sure to be meet with great smiles and service!

Marilie Tillman

Best experience ever!!!

Dr. Gregorio Hintz Jr.

Important

The above-given information provides the details about a precise company. The information below is about general information about payday loans.

Payday Loans in Solvang, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Online cash advance loans can be the right solution to your sudden financial difficulties in Solvang , California because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the company's policy.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to individuals with a bad credit history. Payday loan approvals depend very much on specific circumstances. Lenders will pay attention to your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get approved for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Solvang, California

Chase Bank

1302 State St, Santa Barbara, CA 93101, USA

+1 (805) 568-5601

locator.chase.com

Check Into Cash

5163 Clairemont Mesa Blvd, San Diego, CA 92117, USA

+1 (858) 569-1297

local.checkintocash.com

Westamerica Bank

811 Center St, Taft, CA 93268, USA

+1 (661) 765-7115

www.westamerica.com

OneWest Bank

3700 East Coast Hwy, Corona Del Mar, CA 92625, USA

+1 (949) 675-2890

www.onewestbank.com

California Bank & Trust

9590 Foothill Blvd, Rancho Cucamonga, CA 91730, USA

+1 (909) 581-1680

calbanktrust.com

Union Bank

1555 Camino Del Mar, Del Mar, CA 92014, USA

+1 (858) 755-9321

blw.unionbank.com

5 Star Car Title Loans

1000 W College Ave ste b, Santa Rosa, CA 95401, USA

+1 (707) 229-1410

5starloans.com

Exchange Bank

840 Gravenstein Hwy N, Sebastopol, CA 95472, USA

+1 (707) 823-3800

www.exchangebank.com

David T. Lee - BancWest Investment Services Wealth Financial Advisor

531 Cowper St, Palo Alto, CA 94301, USA

+1 (650) 339-9514

www.bankofthewest.com

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