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4.4 5 reviews

2000 E Imperial Hwy, El Segundo, CA 90245, USA
+1 (800) 854-9846
www.kinecta.org

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What people think about Kinecta Federal Credit Union - El Segundo?

Below you find some of the opinions of our customers.

Kinecta Federal Credit Union - El Segundo seems legit. Used it twice. The first cash advance approved was small – $300, but next time the limit was increased to $800. Paid off the loan on schedule. The managers were friendly, they gave detailed answers to all my questions. No complaints. But their rates are not the lowest on the net.

Adele West

I was embarrassed to borrow from my sister so I decided to apply for a cash advance via Kinecta Federal Credit Union - El Segundo. Found them on the net and the user reviews were great I have already applied 4 times and every time I was accepted very quickly. Very satisfied.

Sandra Hand

Thanks!! The money were sent to my bank account as agreed – the same day. I closed the debt in a timely manner and had no problems. The process is speedy and transparent. Be a responsible borrower and you will have no issues.

Waldo Dietrich DVM

Easy application. I only filled in an ID and a bank account. Same day processing. The first time I was accepted for $500 only. Hope the limit will increase next time. APR is affordable . Paid off the debt on schedule. If required, the term can be also extended.

Alverta Jerde DDS

Pay Attention

The above-given information provides the details about a precise lender. The information below is about general information about payday loans.

Payday Loans in El Segundo, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Payday loans in El Segundo, California is are easy to access. The APR is specific for each person and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to consumers with a poor credit rating. Payday loan approvals depend very much on specific factors. Lenders will pay attention to your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.

APR Calculator

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