Welcome to Our Online Loan Referral Service

4 8 reviews

9003 Elk Grove Blvd, Elk Grove, CA 95624, USA
+1 (916) 685-3936
www.eldoradosavingsbank.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2000-04-04

Mailing Address

Company Name

Contact Data

Feedback about El Dorado Savings Bank?

Here you get acquainted with the feedback of our customers.

El Dorado Savings Bank is quite good, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on schedule. The operators in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.

Evans Kub

I took the first cash advance, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the cash advance in parts. Immediately after repaying the old one, you can issue a new one, the available amount increases every time.

Mrs. Audie Lockman III

Thanks to El Dorado Savings Bank for helping out when money is emergenctly needed. I have been applying to this service for more than one year and everything is always honest, without hidden fees.

Joana West

Good service with a reasonable rate. Money transferred immediately, I always use El Dorado Savings Bank.

Jolie Berge

Pay Attention

Further there will be presented the details about not a certain lender. The information below will define common information about payday loans and its specific elements.

Payday Loans in Elk Grove, California

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

This financial product in Elk Grove, California is taken out easily and fast. The interest rate is specified depending on the category of the borrower: the more loans are successfully repaid, the more favorable terms will be offered to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will El Dorado Savings Bank help issue a payday loan in Elk Grove, California?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to process the application. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Lenders do not consider this factor the only one to issue a loan in Elk Grove, California. The lending company will estimate many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit score into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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