Domain Info
Created Date
1995-05-23
Mailing Address
1980 Saturn Street, Monterey Park, CA, 91755, United States
Company Name
MUFG Union Bank
MUFG Union Bank N.A.
Feedback about Union Bank?
Here you read the feedback of our clients.
I apply quite often. I am pleased with the terms. There is online day and night service.
Mabel Kuhic
Thanks to the employees for the competent service. They helped out in difficult times. For application you only need an ID.
Kirsten Turcotte
Only an ID is needed to apply. Was on a working trip and needed cash, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!
Mr. Hoyt Bruen
The money are deposited to my bank account. I pay back through my account. The payment is efficient and fast. Pay on time and there will be no issues.
Bret Strosin
Pay Attention
Above there are details about a certain lender. Below every user may grapple with the common features of payday loans.
Payday Loans in Encinitas, California
A short-term loan is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.
This financial product in Encinitas, California is issued simply and fast. The interest rate is defined considering the category of the customer: the more loans are successfully repaid, the more favorable terms will be guaranteed to you.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Union Bank help issue a payday loan in Encinitas, California?
- 24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The payday loan will be sent to a account, so a personal visit to the office is not necessary.
- No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval rate. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.
What data to fill out in the application? - General Info
To submit an application, every borrower should fill in the following data:
After filling in an application, submit it and recieve the decision.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by payday lenders before taking out a loan. But banks almost 100% deny the application when lenders in Encinitas, ca will estimate other aspects like payment abilities and approve a cash advance. This is a way to improve your credit history.
The following common points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator serves to calculating the APR. This is a real cost of the payday loan.
APR Calculator
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