Welcome to Our Online Loan Referral Service


9610 Bruceville Rd Suite 100, Elk Grove, CA 95757, USA
+1 (916) 714-1000
locations.umpquabank.com

Domain Info

Created Date

2000-07-31

Mailing Address

20085 NW TANASBOURNE DR, Hillsboro, OR, 97124-7104, United States

Company Name

Umpqua Bank

Umpqua Bank

Contact Data

[email protected]

+1.8778674357

What people think about ATM - Umpqua Bank?

Below you find some of the reviews of our customers.

I needed $400 to buy a bag of my dream. The only way out was to apply for a payday loan. Found a lot of loan providers online. ATM - Umpqua Bank is the most reliable lender in Elk Grove.

Miss Amely Romaguera II

I took out for a $1,000 payday loan when I needed money after car accident. There simply was no other solution. I came across this lender on the Internet. Other lender charged VERY HIGH rates. One lender denied me, another approved me for a smaller amount but here it got as much as I wanted.

Dr. Ayana Legros DDS

Thank you ATM - Umpqua Bank for helping me when I needed cash urgently to pay for car repair. I have applied through this website twice and everything was nice. This is the most reliable lender with no hidden fees. Highly recommended!!!

Hermina Huels

Important

Below you can review general information about payday loans and their common features.

Payday Loans in Elk Grove, California

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

It is trouble-free and fast to get approved for payday loans in Elk Grove, California. The interest rate will be set individually for each consumer and will depend on the personal data the client filled in.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to consumers with a poor credit score. Payday loan approvals depend very much on specific circumstances. They will check your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get approved for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the APR. It’s easy to find out the exact cost of the payday loan even before applying.

APR Calculator

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Oportun

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