Welcome to Our Online Loan Referral Service


424 Main St, Etna, CA 96027, USA
+1 (530) 467-3211
www.mechanicsbank.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Mechanics Bank - Etna Branch?

Here you read the feedback of our customers.

Unsatisfied! Was denied to take out $1,000. Only $400 was approved.

Prof. Theodora Jakubowski II

100% sleeky company. They ask for a photo then spread on the Internet. They lie that it is approved, so that you sent them a card data and an ID photo.

Lillian Larkin

Pay Attention

Above there are details about a certain lending company. Below every reader may grapple with the common features of payday loans.

Payday Loans in Etna, New York

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Hassle-free financial products are known as payday loans in Etna, ny. They are issued at individually-set interest rates. They are dependent on customer's data. It is also significant to repay as much payday loans as possible.

APR

25% small loan cap

How will Mechanics Bank - Etna Branch help issue a loan in Etna, New York?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are issued around the clock. The loan will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in Etna, ny will assess other aspects like solvency and approve a payday loan. This is a way to improve your credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as APR.

APR Calculator

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