Welcome to Our Online Loan Referral Service

4.1 13 reviews

5329 Sunrise Blvd, Fair Oaks, CA 95628, USA
+1 (916) 364-1700
www.heritageccu.com
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM

Domain Info

Created Date

1999-04-01

Mailing Address

ca, United States

Company Name

Heritage Community Credit Union

Heritage Community Credit Union

Contact Data

Feedback about Heritage Community Credit Union - Fair Oaks?

Here you get acquainted with the feedback of our clients.

Great customer service always!

Birdie Johnston III

I always have the most surreal experience here.

Dr. Tina Tillman DDS

Pay Attention

Above-shown info provides the details about a definite lender. Below-specified info is devoted to common information about payday loans.

Payday Loans in Fair Oaks, Indiana

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Fair Oaks, Indiana is taken out simply and fast. The interest percentage is specified respecting the category of the borrower: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.

APR

391% APR*

Max Loan

$550

Min Term

14 days

Max Term

Not Specified

How will Heritage Community Credit Union - Fair Oaks help issue a loan in Fair Oaks, Indiana?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to consider the application. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to take out a loan in Fair Oaks, Indiana. They rate many other factors before issuing a payday loan. One of them is payment abilities. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the loan.

APR Calculator

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