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3.9 7 reviews

5775 E Kings Canyon Rd, Fresno, CA 93727, USA
+1 (559) 458-7350
www.bankofthesierra.com

Domain Info

Created Date

1996-04-16

Mailing Address

California, United States

Company Name

Media Temple Inc.

Media Temple Inc.

Contact Data

Feedback about Bank of the Sierra?

Here you read the reviews of our customers.

It was so easy and we got to know the staff at our branch.

Raymond Nader

Bank teller and bank manager would not want to help me.

Vicky Waters

Pay Attention

Above-defined info provides the details about a certain lender. Below-defined info is oriented on general information about payday loans.

Payday Loans in Fresno, Ohio

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

It is easy and fast to take out loans in Fresno, Ohio. The rates are accured on an individual basis: if a client repays as much loans as possible, she will be offered one of the most reasonable terms and rates.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Bank of the Sierra help issue a payday loan in Fresno, Ohio?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to process the form. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Fresno, Ohio. They estmate many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to improve your credit history.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a exact cost of the loan.

APR Calculator

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