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Company Name
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What people think about Montecito Bank & Trust?
Below you read some of the reviews of our clients.
Previously I needed $1000 to cover utility bills. I decided to contact Montecito Bank & Trust. They only approved me for $500 but the process itself was legit, and their rates were good.
Pascale Erdman
Recently I had the most desperate situation in my life. I suddenly needed $700 to deal with medical bills. This lender helped me asap. They were the only website that approved me for the necessary amount. I solved all my troubles. I will 100% recommend this website to my friends. Best service in my life.
Miss Vallie Gerhold V
Thanks!! The money were transferred to my bank account as promised – within 2 hours. I paid off the loan early and had no issues. The process is trouble-free and legit. Be a responsible borrower and you will have no issues.
Anastacio Homenick
Recently I had the most unexpected situation in my life. I urgently needed $700 to pay for utility bills. This company helped me asap. They were the only institution that approved me for the necessary amount. I solved all my problems. I will 100% recommend this website to my family. Best service ever.
Trey Gusikowski
A couple of weeks ago I urgently needed $600 to pay for a wedding. I submitted an application form via the website of Montecito Bank & Trust. I entered the basic personal information. No phone calls. The necessary loan was approved within a couple of minutes. The money was deposited to my bank account within 3 hours. Cool company!
Celestino Hermiston
I applied for the first payday loan in my life, was approved the same day despite the fact that I had debts already. I repaid it on time. Love this lender for their reasonable rates. Other lenders in my area charge sky high interest!
Sheila Botsford IV
Important
Above there is information about a definite company. Below you can review common characteristics of payday loans.
Payday Loans in Goleta, California
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Payday loans are the easiest loans to get in Goleta, California. The entire process is fast. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal information.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit history you may still get accepted for a payday loan. Such loans are designed to help meet the needs of applicants with less than perfect credit scores. There are companies who may be pleased to give you a payday loan even if you have a bad credit score. You will need a steady income to apply for a bad credit payday loan.
To get accepted for a cash advance, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your payday loan.
APR Calculator
Other Payday Lenders in Goleta, California
Fremont Bank
6300 College Ave Suite 160, Oakland, CA 94618, USA
+1 (510) 851-7741
www.fremontbank.com
Granite Financial Services
11838 Bernardo Plaza Ct # 204, San Diego, CA 92128, USA
+1 (858) 485-0980
North Island Credit Union
288 N El Camino Real, Encinitas, CA 92024, USA
+1 (800) 334-8788
northisland.ccu.com
Swift Title Loans Alpine
2187 Arnold Way, Alpine, CA 91901, USA
+1 (619) 202-8512
cartitleloansla.com
