Welcome to Our Online Loan Referral Service

3.1 12 reviews

618 E Shaw Ave, Fresno, CA 93710, USA
+1 (559) 275-3944
www.valleyfirstcu.org
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed

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Created Date

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Feedback about Valley First Credit Union?

Here you get acquainted with the reviews of our customers.

Love it have had this cu since the very first branch opened.

Jettie Reilly

Once again, worst customer service ever.

Frederique Wiza III

HORRIBLE CUSTOMER SERVICE AND Everyone here is racist.

Prof. Aglae Schroeder

Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes readers grapple with common information about payday loans.

Payday Loans in Fresno, Ohio

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

It is simple and quick to take out payday loans in Fresno, Ohio. The rates are set on an individual basis: if a customer repays as much payday loans as possible, he will be provided one of the most efficinet terms and rates.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Valley First Credit Union help take out a payday loan in Fresno, Ohio?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be credited to account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to take out a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor reviewed by financial institutions is known as bad credit history. But this drawback is not reviewed as the only one by lenders to take out a loan. The lender review many aspects such as financial solvency to approve the application. Cash advance in Fresno, Ohio may help enhance your credit rating.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should define its exact cost. This calculator will show the APR of the loan.

APR Calculator

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