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5 3 reviews
Loan agency in Garden Grove, California

12900A Garden Grove Blvd STE 200, Garden Grove, CA 92843, USA
+1 (714) 530-4741
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM

What people think about First Finance?

Below you get acquainted with some of the opinions of our customers.

First Finance seems honest. Applied twice. The first payday loan approved was small – $300, but next time the limit was increased to $700. Repaid the loan on due date. The managers were professional, they gave detailed answers to all my questions. No issues. But their rates are average.

Keyon Dickens

I want to say Many Thanks to the staff of First Finance. They offer fast solution to any unexpected money issues. Love them for their same day approval. Applied for a cash advance and got accepted although my credit was bad. I will certainly use this company if I need money again.

Dorothy Rolfson

Pay Attention

Above there is information about a definite lender. Below you can read common features of payday loans.

Payday Loans in Garden Grove, Iowa

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Cash advance loans may turn out an easy and speedy solution to a short-term problem in Garden Grove, Iowa. Loans from payday lenders can get you money within a few hours. Your APR will depend on a few factors.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to consumers with a poor credit rating. Payday loan approvals depend very much on specific factors. Lenders will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.

To get approved for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the APR. It’s easy to learn the real cost of the loan even before applying.

APR Calculator

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