Southwestern Home Loans Payday Loans Review - San Juan Capistrano, California

Loan agency in San Juan Capistrano, California

Organization owner?

27134 Paseo Espada, San Juan Capistrano, CA 92675, USA

+1 (949) 240-9596

What people think about Southwestern Home Loans?

Below you get acquainted with some of the reviews of our clients.

I am a loyal client of Southwestern Home Loans. It is very easy to apply online. The interest rate was reasonable. Their staff always help right away.

Prof. Keon Kutch PhD

Last week I urgently needed $600 to pay for a son’s college. I submitted an application form via the website of Southwestern Home Loans. I entered the basic personal data. No phone calls. The necessary loan was approved within 10 minutes. The money was transferred to my bank account within 2 hours. Great company!

Jackson Watsica

Important

Now you can read general features of payday loans.

Payday Loans in San Juan Capistrano, California

A payday loan is a short-term loan that can help you cover immediate cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is trouble-free and speedy to get approved for payday loans in San Juan Capistrano, California. The interest rate will be set specifically for each person and will depend on the personal information the applicant filled in.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can usually be an obstacle to obtaining a bank loan. A payday loan can rescue people who have bad credit scores or have no credit score. But we advise you that as with any debt you should only consider applying for a cash advance if you are convinced that you can make payments on time.

To get approved for a loan, you have to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 10 seconds to become informative even before applying.