Welcome to Our Online Loan Referral Service

5 2 reviews

South, 39225 Highway 1, Gualala, CA 95445, USA
+1 (707) 884-5250
www.westamerica.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

1995-09-16

Mailing Address

Company Name

Contact Data

What people think about Westamerica Bank?

Below you see some of the testimonials of our clients.

I always use Westamerica Bank when it need a cash advance. The application process is trouble-free. No complaints.

Garry Lind

I needed $700 to buy a dress on a sale. The only solution was to apply for a cash advance. Found a lot of financial institutions on the Internet. Westamerica Bank is the most reliable financial institution in Gualala.

Watson Botsford

Was invited to a birthday party but was empty at that time. A friend recommended me to use Westamerica Bank. And I did. This was the best decision! Yes, the APR was high but I suppose it’s because I had no credit. In general, The process was effortless.

Dean Hackett DDS

Online application. I only entered an ID and a bank account. Fast processing. The first time I was accepted for $500 only. Hope the available amount will increase next time. APR is average. Repaid the debt earlier than agreed. If you have difficulties, the term can be also extended.

Golden Carter

Westamerica Bank rescued me in a difficult time. They approved me for a cash advance although I had credit issues. The process was simple and quick. I wanna say thanks for their exceptional customer support service and acceptable rates. I will definitely recommend this online lender to my family and friends.

Esther Spinka

Pay Attention

Below you can see general information about payday loans and their common features.

Payday Loans in Gualala, California

Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.

It is effortless and speedy to get approved for payday loans in Gualala, California. The interest rate will be set individually for each client and will depend on the personal information the applicant provided.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a bad credit rating an increased chance to get approved for payday loans. A payday loan may be the only option available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your needs and repay your loan commitments on scheduled.

To get accepted for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the cash advance loan even before applying.

APR Calculator

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