Domain Info
Created Date
1995-09-16
Mailing Address
Company Name
Contact Data
What people think about Westamerica Bank?
Below you see some of the testimonials of our clients.
I always use Westamerica Bank when it need a cash advance. The application process is trouble-free. No complaints.
Garry Lind
I needed $700 to buy a dress on a sale. The only solution was to apply for a cash advance. Found a lot of financial institutions on the Internet. Westamerica Bank is the most reliable financial institution in Gualala.
Watson Botsford
Was invited to a birthday party but was empty at that time. A friend recommended me to use Westamerica Bank. And I did. This was the best decision! Yes, the APR was high but I suppose it’s because I had no credit. In general, The process was effortless.
Dean Hackett DDS
Online application. I only entered an ID and a bank account. Fast processing. The first time I was accepted for $500 only. Hope the available amount will increase next time. APR is average. Repaid the debt earlier than agreed. If you have difficulties, the term can be also extended.
Golden Carter
Westamerica Bank rescued me in a difficult time. They approved me for a cash advance although I had credit issues. The process was simple and quick. I wanna say thanks for their exceptional customer support service and acceptable rates. I will definitely recommend this online lender to my family and friends.
Esther Spinka
Pay Attention
Below you can see general information about payday loans and their common features.
Payday Loans in Gualala, California
Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.
It is effortless and speedy to get approved for payday loans in Gualala, California. The interest rate will be set individually for each client and will depend on the personal information the applicant provided.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a bad credit rating an increased chance to get approved for payday loans. A payday loan may be the only option available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your needs and repay your loan commitments on scheduled.
To get accepted for a payday loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the cash advance loan even before applying.
APR Calculator
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