Welcome to Our Online Loan Referral Service

4 4 reviews

1031 Vine St, Healdsburg, CA 95448, USA
+1 (707) 433-0400
www.exchangebank.com
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1995-10-10

Mailing Address

Company Name

Contact Data

Feedback about Exchange Bank?

Here you grapple with the feedback of our customers.

Only an ID is needed to apply. Was on a working trip and needed extra funds, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Olin McLaughlin

want to express my deep gratitude to Exchange Bank for believing my case. I had some issues with a credit rating, but this company helped me and issued a loan.

Mrs. Melissa Sawayn

I recommend Exchange Bank to everyone, I am applying for the second time. Everything is great!

Aron Runolfsdottir MD

Thanks to the team of Exchange Bank. Fast solution of the arisen problems, quick approval on the cash advance. I definitely recommend this company.

Ahmad Borer II

It was necessary to enhance the credit history, because there is practically no chance of getting a loan at a reasonable interest rate. As a result, I addressed Exchange Bank. The score improved after several loans paid off.

Cade Goldner

I had an unpleasant situation in my life. I emergenctly needed extra money. This company helped out me a lot. They approved the required amount. I solved all my problems. I recommend the company to all my friends.

Mrs. Madeline Mills MD

Pay Attention

The first three points show the certain lending company. In other turn, below-specified info makes readers grapple with shared information about payday loans.

Payday Loans in Healdsburg, California

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Problem-free financial products are considered as payday loans in Healdsburg, ca. They are taken out at individual interest rates. They are dependent on personal data. It is also significant to pay back as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Exchange Bank help take out a loan in Healdsburg, California?

  • 24/7 service. Such online services allow you to get funds at any time. Money are issued around the clock. The transfer will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Microfinance organizations in Healdsburg, ca consider this circumstance not an obstacle to take out a loan. The customer of a payday loan should be prepared to objectively estimate financial capabilities, take out a loan, pay back the debt on time and not only solve current difficulties, but improve the credit score.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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