Feedback about Smartpoint Lending?
Here you read the feedback of our clients.
A good payday lender. It quickly processed the application and deposited the funds to my card.
Obie Gottlieb
Money was urgently needed. I left an online application in Smartpoint Lending. I sent all the necessary photos of documents, talked to the staff by phone. The requested payday loan was approved. Within an hour, the money was credited to my card.
Ulices Quitzon
I took the first cash advance, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the payday loan in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.
Mr. Maynard Bogisich V
Pay Attention
Further there will be given the details about not a definite lending company. The information below will explain shared information about payday loans and its specific features.
Payday Loans in Healdsburg, California
Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.
Problem-free financial products are known as payday loans in Healdsburg, ca. They are taken out at individually-set interest rates. They are dependent on customer's data. It is also significant to pay back as much payday loans as possible.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Smartpoint Lending help take out a loan in Healdsburg, California?
- Round the clock service. Every client may address the service round the clock. The borrowed funds will be credited to account. You won't be asked to visit any store.
- No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
- Online application. You have to fill in an online application only. It will be considered in a matter of minutes. The money are transferred in 24 business hours.
- Fast and high approval level. The positive decision counts almost 98%.
- Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a payday loan from online lenders.
What data to fill in in the application? - General Info
To submit an application, every customer should fill in the following data:
Then a client should submit an application to get a proposal from one of lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to take out a loan in Healdsburg, California. They rate many other factors before taking out a cash advance. One of them is solvency. This is a way to enhance your credit score.
The following common points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Healdsburg, California
American Pacific Mortgage
419 Colfax Ave, Grass Valley, CA 95945, USA
+1 (530) 446-6550
www.apmortgage.com
Fremont Bank Lending Office
30 Enterprise Suite 110, Aliso Viejo, CA 92656, USA
+1 (877) 294-4150
www.fremontbank.com
First Northern Bank
1455 Oliver Rd STE 150, Fairfield, CA 94534, USA
+1 (707) 425-2900
www.thatsmybank.com
Check Into Cash
1300 E Washington, #D-6, Colton, CA 92324, USA
+1 (909) 824-7269
local.checkintocash.com
Superior Loan Servicing
7525 Topanga Canyon Blvd, Canoga Park, CA 91303, USA
+1 (818) 483-0027
www.superiorloanservicing.com
OneMain Financial
1807 N Hacienda Blvd Ste A, La Puente, CA 91744, USA
+1 (626) 917-8097
www.onemainfinancial.com
Umpqua Bank
805 Twelve Bridges Dr Suite 10, Lincoln, CA 95648, USA
+1 (916) 543-2380
locations.umpquabank.com
