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5 reviews

300 Tres Pinos Rd, Hollister, CA 95023, USA
+1 (831) 637-2265
www.unionbank.com

Domain Info

Created Date

1995-05-23

Mailing Address

1980 Saturn Street, Monterey Park, CA, 91755, United States

Company Name

MUFG Union Bank

MUFG Union Bank N.A.

Contact Data

[email protected]

+1.3237202000

What people think about Santa Barbara Bank & Trust?

Below you see some of the opinions of our clients.

Santa Barbara Bank & Trust seems trustworthy. At least they have no hidden fees. This was the only lender that approved me for a cash advance.

Prof. Caesar Torphy

A good loan provider. They quickly processed my application. Had money in my account the next morning. If you need some extra money urgently, this is the best place to apply, I’m telling you!

Mrs. Guadalupe Hayes

Recently I needed $800 to cover car repair bills. I decided to contact Santa Barbara Bank & Trust. They only approved me for $500 but the process itself was hassle-free, and their rates were competitive.

John Baumbach III

It wanted to rebuild my credit because I had no chances of getting accepted for a mortgage. So I applied for a cash advance via Santa Barbara Bank & Trust. Took out 3 small loans, one after another, and repaid them on time. My credit history improved! It worked! Very nice lender.

Alex Keebler

Important

Above there is information about a exact loan provider. Below you can read common features of payday loans.

Payday Loans in Hollister, North Carolina

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Online payday loans can be the right solution to your unexpected financial issues in Hollister , North Carolina because they are easily approved and easily repaid. Your APR will depend on your state law or on the company's policy.

APR

36% APR small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give consumers with a poor credit history an increased opportunity to get accepted for such loans. A payday loan may be the only loan available for some people to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your opportunities and repay your loan commitments in good time.

To get accepted for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the APR. It’s easy to find out the exact cost of the cash advance loan even before applying.

APR Calculator

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