Welcome to Our Online Loan Referral Service

2.5 2 reviews

2050 E Pleasant Valley Rd, Oxnard, CA 93033, USA
+1 (805) 986-8844
Thursday
10AM–7PM
Friday
10AM–7PM
Saturday
10AM–5PM
Sunday
Closed
Monday
10AM–7PM
Tuesday
10AM–7PM
Wednesday
10AM–7PM

What people think about Loans Plus?

Below you find some of the reviews of our customers.

I applied for a $1,000 cash advance when I needed money after car accident. There simply was no other solution. I came across this site on the Internet. Other lender charged unbelievable rates. One lender refused me, another approved me for a smaller amount but here it got as much as I needed.

Randal Heller

Used Loans Plus for the third time. The lender is credible. They always keep you updated on your loan. No hidden fees. You can always extend your loan. They are always there when I need extra cash.

Prince Kerluke

Pay Attention

Now you can read general features of payday loans.

Payday Loans in Oxnard, California

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Online payday loans can be the best solution to your temporary financial difficulties in Oxnard , California because they are easily obtained and easily paid off. Your APR will depend on your state regulations or on the company's policy.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to consumers with a poor credit rating. Payday loan approvals depend very much on other circumstances. Payday companies will look at your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.

To get accepted for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the precise APR of your loan.

APR Calculator

Other Payday Lenders in Oxnard, California

South Coast Funding

1300 Quail St # 100, Newport Beach, CA 92660, USA

+1 (949) 253-9096

Bank of Stockton (Angels Camp)

229 S Main St, Angels Camp, CA 95222, USA

+1 (209) 729-2500

www.bankofstockton.com

Payroll Loans

3538 Manthey Rd D, Stockton, CA 95206, USA

+1 (209) 234-3939

www.payrollloans.net

Union Bank

4190 N 1st St, San Jose, CA 95134, USA

+1 (408) 432-2821

blw.unionbank.com

Title Loans Moreno Valley LLP by Title Loans CA

12240 Perris Blvd, Moreno Valley, CA 92557, USA

+1 (951) 331-3780

Farmers & Merchants Bank

7125 Yorktown Ave, Huntington Beach, CA 92648, USA

+1 (714) 465-3131

www.fmb.com

Bank of America ATM

180 S Washington St, Sonora, CA 95370, USA

+1 (844) 401-8500

locators.bankofamerica.com

Community First Credit Union

328 N Main St, Sebastopol, CA 95472, USA

+1 (707) 546-6000

www.comfirstcu.org

Cash Flow Express Inc

San Rafael, CA 94901, USA

+1 (415) 925-9999

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