Welcome to Our Online Loan Referral Service

5 reviews

432 Broadway St, King City, CA 93930, USA
+1 (831) 385-8900
www.1stcapital.bank
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

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Mailing Address

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Contact Data

Feedback about 1st Capital Bank?

Here you get acquainted with the feedback of our clients.

It so happened that it had to go to another city, but the paycheck had not yet arrived. A friend recommended me to use 1st Capital Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Velva Swift

Not the first time I use 1st Capital Bank. The service is fair. They immediately inform how much you should pay off. No cheating. You can always extend the loan. It assists a lot when funds is urgently needed.

Elaina Haag

The funds are transferred to my bank account. I pay off through my personal account. The payment is convenient and fast. Pay on time and there will be no issues.

Karson Borer DVM

Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes people get acquainted common information about payday loans.

Payday Loans in King City, Missouri

Payday loans are a type of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Hassle-free financial products are known as payday loans in King City, mo. They are taken out at individually-set interest rates. They are dependent on customer's data. It is also important to pay back as much payday loans as possible.

APR

443% APR*

Max Loan

$500

Min Term

14 days

Max Term

31 days

How will 1st Capital Bank help issue a payday loan in King City, Missouri?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to process the application. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Microfinance organizations in King City, mo review this circumstance not a hindrence to issue a loan. The customer of a loan should be ready to objectively estimate financial abilities, take out a loan, repay the debt on schedule and not only cope with current issues, but improve the credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the loan, you are welcome to use the calculator. It will determine the cost of the loan.

APR Calculator

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