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What people think about USE Credit Union?
Below you get acquainted with some of the testimonials of our clients.
It needed to fix my credit because I had no chances of getting approved for a mortgage. So I applied for a payday loan via USE Credit Union. Took out 4 small loans, one after another, and repaid them as agreed. My credit score improved! It worked! Very nice lender.
Samir Kuvalis
Previously I needed $1000 to cover medical bills. I decided to apply via USE Credit Union. They only approved me for $500 but the process itself was effortless, and their rates were reasonable.
Audrey O'Connell MD
Pay Attention
Now you can read general aspects of payday loans.
Payday Loans in La Jolla, California
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
It is simple and speedy to get approved for payday loans in La Jolla, California. The interest rate will be set specifically for each consumer and will depend on the personal details the consumer entered.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a poor credit rating an increased opportunity to get approved for payday loans. A payday loan may be the only financial product available for some consumers to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your means and repay your loan commitments punctually.
To get accepted for a loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the APR and learn the definite cost of the cash advance loan immediately.
APR Calculator
Other Payday Lenders in La Jolla, California
Speedy Cash
454 W Florence Ave Unit 102/103, Los Angeles, CA 90003, USA
+1 (323) 751-7509
www.speedycash.com
Family Car Title Loans
835 S Main St #D, Salinas, CA 93901, USA
+1 (831) 264-0244
familytitleloans.org
Mechanics Bank - Cottage Branch
2222 Bath St, Santa Barbara, CA 93105, USA
+1 (805) 682-3999
www.mechanicsbank.com
Mechanics Bank - Pittsburg Branch
695 Railroad Ave, Pittsburg, CA 94565, USA
+1 (925) 439-4755
www.mechanicsbank.com
OneMain Financial
2230 Lake Washington Blvd Ste 110, West Sacramento, CA 95691, USA
+1 (916) 403-2049
www.onemainfinancial.com
