Domain Info
Created Date
2000-11-17
Mailing Address
REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States
Company Name
REDACTED FOR PRIVACY
REDACTED FOR PRIVACY
Contact Data
REDACTED FOR PRIVACY
REDACTED FOR PRIVACY
Feedback about Mechanics Bank - Cottage Branch?
Here you see the feedback of our clients.
Brae is one of the finest people you could ask for to handle your banking.
Amir Padberg
Awesome for years, so far for the original staff.
Corene Beer
Pay Attention
The first three points specify the certain lender. In other turn, below-shown info makes people grapple with common information about payday loans.
Payday Loans in Santa Barbara, California
A short-term lending option is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.
This financial product in Santa Barbara, California is taken out easily and quickly. The interest rate is specified depending on the category of the customer: the more loans are successfully paid back, the more attractive terms will be offered to you.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Mechanics Bank - Cottage Branch help issue a payday loan in Santa Barbara, California?
- 24/7 service. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The deposit will be sent to a credit card, so a personal visit to the department is not necessary.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
What data to fill out in the application? - General Info
To leave an application, every client should enter the following data:
Submit an application to recieve terms and rates for an offer from one of lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
A unfavorable factor considered by financial institutions is called as bad credit history. But this hindrence is not implied as the only one by payday lenders to take out a loan. The lending company review many aspects such as financial abilities to approve the request. Payday loans in Santa Barbara, California may help improve your credit rating.
The following common points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a payday loan, you should calculate its definite cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in Santa Barbara, California
ACE Cash Express
16184 Foothill Blvd Suite G, Fontana, CA 92335, USA
+1 (909) 357-8643
www.acecashexpress.com
Bank of America ATM
955 Main St, Red Bluff, CA 96080, USA
+1 (844) 401-8500
locators.bankofamerica.com
Tucoemas Federal Credit Union
2300 W Whitendale Ave, Visalia, CA 93277, USA
+1 (559) 732-8892
www.tucoemas.org
Bank of the West
3494 W Mt Whitney Ave, Riverdale, CA 93656, USA
+1 (559) 867-3524
www.bankofthewest.com
