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Created Date
1995-07-28
Mailing Address
Company Name
Contact Data
Feedback about First Citizens Bank?
Here you get acquainted with the reviews of our clients.
It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.
Orlo Gleason
I suffered a difficult situation in my life. I emergenctly needed extra money. This company helped out me a lot. They approved the required amount. I solved all my problems. I recommend the company to all my friends.
Ms. Shirley Wyman MD
Only an ID is needed to apply. Was on a working trip and needed extra money, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!
Andy Kovacek DVM
Pay Attention
Further there will be presented the details about not a certain lender. The information below will explain general information about payday loans and its specific features.
Payday Loans in La Jolla, California
A short-term loan is known as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts are from $100-$1,000.
It is easy and fast to take out loans in La Jolla, California. The rates are set on an individual basis: if a client repays as much loans as possible, she will be provided one of the most favorable terms and rates.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will First Citizens Bank help take out a loan in La Jolla, California?
- Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online form with person-related data. It will take several minutes to review the application. The funds are credited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill out in the application? - General Info
To leave an application, every customer should enter the following data:
Then you have to submit an application and get a decision.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history is a unfavorable factor that is considered by financial institutions. Lenders in La Jolla, ca review this circumstance not a hindrence to take out a loan. The borrower of a payday loan should be ready to objectively estimate financial solvency, take out a loan, pay off the debt on a due date and not only cope with current issues, but enhance the credit score.
The following common points will be estimated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to know the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will define the cost of the loan.
APR Calculator
Other Payday Lenders in La Jolla, California
ATM - Umpqua Bank
1055 W College Ave A, Santa Rosa, CA 95401, USA
+1 (707) 566-3800
locations.umpquabank.com
Miramar Financial Group Inc
512 Via De La Valle Suite 200, Solana Beach, CA 92075, USA
+1 (858) 755-0144
www.miramarfinancial.com
Mid Coast Capital
688 California Blvd, San Luis Obispo, CA 93401, USA
+1 (805) 546-8504
www.midcoastcapitalinc.com
California Check Cashing Stores
2433 Northgate Blvd, Sacramento, CA 95833, USA
+1 (916) 646-6776
www.ccfi.com
