Welcome to Our Online Loan Referral Service

3.9 9 reviews

3498 Mt Diablo Blvd Suite A, Lafayette, CA 94549, USA
+1 (800) 358-8228
www.patelco.org
Thursday
10AM–5PM
Friday
10AM–5PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Patelco Credit Union?

Here you see the feedback of our clients.

Plus, they have the best coffee/drink machine!

Earlene Littel

ATM ate a $500 deposit, said there was an error and couldn't return my deposit.

Diana Waelchi

Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes people get acquainted common information about payday loans.

Payday Loans in Lafayette, New Jersey

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Hassle-free financial products are known as payday loans in Lafayette, nj. They are issued at individually-set interest rates. They are dependent on personal data. It is also important to pay back as much payday loans as possible.

APR

30% usury cap

How will Patelco Credit Union help issue a loan in Lafayette, New Jersey?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed money will be transfered to credit card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Lafayette, nj will estimate other aspects like solvency and approve a payday loan. This is a way to enhance your credit history.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the loan.

APR Calculator

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PrideCo Loans

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Connect Cash

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King Cash Advance

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