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5 27 reviews
Loan agency in Laguna Niguel, California

28202 Cabot Rd #300, Laguna Niguel, CA 92677, USA
+1 (800) 397-0677
Wednesday
7AM–5PM
Thursday
7AM–5PM
Friday
7AM–5PM
Saturday
Closed
Sunday
Closed
Monday
7AM–5PM
Tuesday
7AM–5PM

What people think about Sheer Funding?

Below you read some of the testimonials of our clients.

The entire process of getting a loan was made easy by this company.

Cleveland Wyman

Great Service and easy to deal with.

Kurtis Tremblay

Super fantastic service.

Loma Johnson Jr.

Important

The above-given information provides the details about a precise lender. The information below is about common information about payday loans.

Payday Loans in Laguna Niguel, California

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Cash advance loans may be an easy and fast solution to a short-term problem in Laguna Niguel, California. Loans from payday lenders can get you cash quickly. Your APR will depend on several things.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can typically be an obstacle to getting a bank loan. A payday loan can help individuals who have bad credit scores or have no credit history. But we remind you that as with any borrowing you should only think about applying for a payday loan if you are convinced that you can afford payments as agreed in the contract.

To get approved for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the exact cost of the cash advance loan immediately.

APR Calculator

Other Payday Lenders in Laguna Niguel, California

East West Bank

651 N Euclid St, Anaheim, CA 92801, USA

+1 (714) 491-7942

www.eastwestbank.com

B & J Check Cashing

2306 Almaden Rd #160, San Jose, CA 95125, USA

+1 (408) 723-6545

Tri Counties Bank ATM

1 Harpst St, Arcata, CA 95521, USA

+1 (800) 922-8742

www.tcbk.com

U.S. Bank ATM - Carlsbad

770 Carlsbad Village Dr, Carlsbad, CA 92008, USA

+1 (800) 872-2657

usbank.com

ATM Bank Of America

Sacramento International Airport, Terminal A, 6900 Airport Blvd E, Sacramento, CA 95837, USA

California Check Cashing Stores

520 Bailey Rd, Pittsburg, CA 94565, USA

+1 (925) 458-3210

www.ccfi.com

OneWest Bank

1727 E Daily Dr Suite A, Camarillo, CA 93010, USA

+1 (805) 465-1053

www.onewestbank.com

Fountain Valley Online Auto Car Title Loans

16027 Brookhurst St # I-218-A, Fountain Valley, CA 92708, USA

+1 (657) 900-4218

getautotitleloans.com

Tri Counties Bank ATM

3349 Main St, Cottonwood, CA 96022, USA

+1 (800) 922-8742

www.tcbk.com

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