Domain Info
Created Date
1995-02-14
Mailing Address
MN, United States
Company Name
US Bank, National Association
US Bank, National Association
Contact Data
Feedback about U.S. Bank Branch?
Here you grapple with the reviews of our clients.
We are so glad with his service.
Syble Hintz MD
I asked for a manager and multiple times was told no one was available.
Ahmad Gerlach
Just a hard inquiry on my personal credit report plus a HUGE waste of time.
Nathen Lockman
Pay Attention
Lending companies are described in the first three points. Below info shows shared information about payday loans.
Payday Loans in Laguna Niguel, California
According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.
This financial product in Laguna Niguel, California is taken out simply and quickly. The interest rate is set considering the category of the client: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will U.S. Bank Branch help take out a payday loan in Laguna Niguel, California?
- Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online form with personal data. It will take several minutes to review the form. The funds are credited in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill in in the application? - General Info
To leave an application, every borrower should fill in the following data:
Then you have to submit an application and get a decision.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Laguna Niguel, California. The lending company will assess many points to qualify such as payment abilities. Cash advance will be a way to improve your bad credit score into a favorable one.
The following general points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to find out the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.
APR Calculator
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