Welcome to Our Online Loan Referral Service

4.8 4 reviews

78010 Main St #100, La Quinta, CA 92253, USA
+1 (760) 771-3498
www.onewestbank.com

Domain Info

Created Date

2009-02-07

Mailing Address

NJ, United States

Company Name

CIT Group Inc.

CIT Group Inc.

Contact Data

What people think about ATM (Onewest Bank)?

Below you find some of the opinions of our clients.

I contacted ATM (Onewest Bank) for financial assistance. Everything was done very fast. Had the money in my account the next day. Employees are very competent. Best experience!

Prof. Edna Ullrich DVM

Thank you for the top-quality service. Your employess helped me throughout the application. It’s cool that you only need an ID to get accepted.

Ms. Beryl Jerde IV

Thank you ATM (Onewest Bank) for assisting me when I needed funds urgently to pay for treatment. I have applied through this company twice and everything was nice. This is the most reliable lender with no hidden fees. Highly recommended!!!

Tod Kunze

Pay Attention

The previous three items describe a certain lending service. But below you can read general details about payday loans.

Payday Loans in La Quinta, California

A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Online cash advance loans can be the easiest solution to your short-term financial issues in La Quinta , California because they are easily approved and easily repaid. Your interest rate will depend on your state law or on the company's policy.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to people with a poor credit score. Payday loan approvals depend very much on specific factors. They will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.

To get accepted for a cash advance, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the payday loan even before applying.

APR Calculator

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