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3.7 3 reviews

3757 State St, Santa Barbara, CA 93105, USA
+1 (805) 963-5871
www.mechanicsbank.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Mechanics Bank - Santa Barbara Branch?

Below you find some of the opinions of our clients.

They're now located 3757 state street

Isac Rutherford

They provide excellent customer service and are very community oriented.

Juliet Kemmer III

Pay Attention

The previous three items describe a peculiar lending service. But below you can find common details about payday loans.

Payday Loans in Santa Barbara, California

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Cash advance loans may seem like an easy and fast solution to a short-term problem in Santa Barbara, California. Loans from payday lenders can get you funds same day. Your interest rate will depend on several factors.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get accepted for a payday loan. Such loans are designed to help meet the needs of clients with lower credit scores. There are companies who may be pleased to give you a payday loan even if you have a poor credit score. You will need a steady income to apply for a bad credit payday loan.

To get approved for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 30 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Santa Barbara, California

HSBC Bank

2085 Diamond Blvd Suite 100, Concord, CA 94520, USA

+1 (925) 499-4882

www.us.hsbc.com

One Hour Car Title Loans Roseville

584 N Sunrise Ave, Roseville, CA 95661, USA

+1 (916) 866-5788

1hourcartitleloans.com

Oportun

16212 Foothill Blvd, Fontana, CA 92335, USA

+1 (909) 346-2983

oportun.com

Advance America

385 M St Unit A-6, Crescent City, CA 95531, USA

+1 (707) 464-9888

www.advanceamerica.net

El Cajon Title Loans Group

233 N Mollison Ave # 4, El Cajon, CA 92021, USA

+1 (619) 500-7851

titleloansgroup.com

Provident Credit Union

2390 El Camino Real # 110, Palo Alto, CA 94306, USA

+1 (800) 632-4600

www.providentcu.org

Car Equity Loans

Auburn, CA 95603, USA

+1 (530) 823-9823

OneMain Financial

5909 South St, Lakewood, CA 90713, USA

+1 (562) 461-7600

www.onemainfinancial.com

Community West Bank-Administrative Office

445 Pine Ave, Goleta, CA 93117, USA

+1 (805) 692-5821

www.communitywestbank.com

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