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Created Date
2000-12-16
Mailing Address
Company Name
Contact Data
Feedback about Lompoc Community Bank?
Here you get acquainted with the reviews of our customers.
It was necessary to improve the credit history, because there is practically no chance of getting a cash advance at a reasonable interest rate. As a result, I addressed Lompoc Community Bank. The history improved after several loans paid back.
Myriam Thiel V
I submit an application very often. I am pleased with the terms. There is online round the clock service.
Jordan Volkman
Pay Attention
Lenders are described in the first three points. Below info shows shared information about payday loans.
Payday Loans in Lompoc, California
Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.
Problem-free financial products are known as payday loans in Lompoc, ca. They are issued at individual interest rates. They depend on personal data. It is also important to repay as much payday loans as possible.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Lompoc Community Bank help issue a loan in Lompoc, California?
- 24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the office is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
- High approval rate. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.
What data to fill in in the application? - General Info
To leave an application, every customer should enter the following data:
Then a client should submit an application to get an offer from one of payday lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history is a adverse factor that is reviewed by financial institutions. Lenders in Lompoc, ca consider this circumstance not an obstacle to issue a loan. The recipient of a payday loan should be prepared to objectively assess financial solvency, take out a loan, repay the debt on a due date and not only cope with current difficulties, but improve the credit score.
The following general points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The annual percentage rate will show the cost of the payday loan. It takes seconds to see the result.
APR Calculator
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Fremont Bank
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Valley First Credit Union
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+1 (209) 549-8500
www.valleyfirstcu.org
First Citizens Bank
835 Pearl St, La Jolla, CA 92037, USA
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locations.firstcitizens.com
Compass Community Credit Union
2861 E St, Eureka, CA 95501, USA
+1 (707) 443-8662
www.compassccu.org
United Car Title Loans
3435 Thousand Oaks Blvd #7381, Thousand Oaks, CA 91362, USA
+1 (805) 500-8332
www.unitedcartitleloans.com
