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Feedback about Oportun?
Here you read the feedback of our customers.
For 6 months I have not been able to make the resource to transfer the information about the repaying of the loan for 2019.
Emil Kemmer
Disappointed! Was declined to borrow $1,000. Only $400 was approved.
Miss Brandyn Lueilwitz
No matter how much submitted an application for a cash advance. Constantly refused. No idea why?
Dr. Jarrod Yundt DDS
Not very satisfied with the hidden subscription to medical insurance in the amount of $19. But it turned out to be very easy to cope with, by means of customer support.
Ismael Bode
Pay Attention
Further there will be shown the details about not a definite lender. The information below will explain shared information about payday loans and its specific aspects.
Payday Loans in Long Beach, New York
According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.
Such financial products as payday loan in Long Beach, New York is issued simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more loans you pay back off, the more reasonable rates a borrower will get.
APR
25% small loan cap
How will Oportun help take out a payday loan in Long Beach, New York?
- 24/7 service. Such online services allow you to receive funds at any time. Funds are issued around the clock. The loan will be sent to a card, so a personal visit to the store is not necessary.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
What data to fill in in the application? - General Info
To leave an application, every customer should fill out the following data:
Then you have to submit an application and get a decision.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the reason of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Long Beach, ny will estimate other aspects like solvency and approve a cash advance. This is a way to enhance your credit rating.
The following common points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to know the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the loan.
APR Calculator
Other Payday Lenders in Long Beach, California
Santa Cruz County Bank
4604 Scotts Valley Dr # 10, Scotts Valley, CA 95066, USA
+1 (831) 461-5000
www.sccountybank.com
Check Into Cash
4020 E Main St suite b-4-2, Ventura, CA 93003, USA
+1 (805) 642-1883
local.checkintocash.com
Montana Capital Car Title Loans
1440 Grand Ave c, San Marcos, CA 90278, USA
+1 (760) 254-0099
montanacapital.com
First Foundation Bank
1601 Response Rd Ste 190, Sacramento, CA 95815, USA
+1 (916) 283-8042
www.firstfoundationinc.com
East West Bank
1728 Hostetter Rd #10, San Jose, CA 95131, USA
+1 (408) 392-0092
www.eastwestbank.com
