Welcome to Our Online Loan Referral Service

5 2 reviews

2001 W Redondo Beach Blvd, Gardena, CA 90247, USA
+1 (310) 965-9400
locations.hanmi.com
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
10AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

1995-10-11

Mailing Address

Company Name

Contact Data

Feedback about Hanmi Bank?

Here you see the feedback of our clients.

I took out a payday loan when I had problems with money. There was no other way out. I searched this site on the Internet, among others. Has applied several services. One denied, the other offered too high a rate, but here it was approved as I wanted.

Mr. Arthur Ferry III

Not the first time I use Hanmi Bank. The service is reliable. They immediately inform how much you should pay back. No cheating. You can always renew the loan. It helps out a lot when funds is urgently needed.

Angela Funk

I issued a payday loan when I had problems with money. There was no other way out. I searched this website on the Internet, among others. Has applied several services. One refused, the other offered too high a percentage, but here it was approved as I wanted.

Kayley Bradtke

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been paid back on schedule, it can be either extended or paid off ahead of schedule.

Dr. Scot O'Hara

Thanks to Hanmi Bank for assisting when money is urgently required. I have been applying to this service for amost a year and everything is always honest, without hidden fees.

Caroline Nitzsche

Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes readers grapple with common information about payday loans.

Payday Loans in Gardena, California

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Hassle-free financial products are considered as payday loans in Gardena, ca. They are taken out at individually-set interest rates. They are dependent on customer's data. It is also important to pay back as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Hanmi Bank help take out a loan in Gardena, California?

  • 24/7 service. Such Internet services allow you to get funds at any time. Funds are taken out around the clock. The payday loan will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by payday lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Gardena, ca will assess other aspects like solvency and approve a cash advance. This is a way to improve your credit rating.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will determine the cost of the cash advance.

APR Calculator

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+1 (559) 636-0100

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MoneyGram

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ATM (Union Bank)

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El Dorado Savings Bank

247 Main St, Placerville, CA 95667, USA

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ACE Cash Express

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+1 (530) 749-9928

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BBVA Bank

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