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3.8 15 reviews

3701 Wilshire Blvd #900, Los Angeles, CA 90010, USA
+1 (213) 210-2000
www.paccity.net
Thursday
9AM–4PM
Friday
10AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

2011-08-04

Mailing Address

California, United States

Company Name

Pacific City Bank

Pacific City Bank

Contact Data

What people think about Pacific City Bank?

Below you read some of the reviews of our clients.

Waits are not long and their employees are very courteous

Ms. Myrtie Kemmer

Literally only wants your business if your Korean.

Katrine Rempel

Pay Attention

Above there is information about a exact company. Below you can see common characteristics of payday loans.

Payday Loans in Los Angeles, California

Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Los Angeles, California is are easy to get. The APR is individual for each applicant and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to people with a poor credit score. Payday loan approvals depend very much on other aspects. Payday companies will pay attention to your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the APR. It’s easy to learn the definite cost of the payday loan even before applying.

APR Calculator

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