Welcome to Our Online Loan Referral Service

5 reviews

2730 W Olympic Blvd, Los Angeles, CA 90006, USA
+1 (213) 201-5600
www.paccity.net
Friday
10AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

2011-08-04

Mailing Address

California, United States

Company Name

Pacific City Bank

Pacific City Bank

Contact Data

What people think about Pacific City Bank?

Below you get acquainted with some of the opinions of our clients.

Thank you Pacific City Bank for helping me when I needed funds so bad to pay for wedding. I have applied through this company 2 times and everything was OK. This is the most legit lender with no hidden fees. Highly recommended!!!

Lela Cummings

Recently I had the most desperate situation in my life. I suddenly needed $700 to cover medical bills. This company assisted me very quickly. They were the only lender that accepted me for the requested amount. I dealt with all my troubles. I will 100% recommend this company to my friends. Best service in my life.

Dr. Elliott Heaney MD

I asked Pacific City Bank for a loan. Everything was done very quickly. Had the funds in my account the same evening. Employees are very competent. Good experience!

Donnell Botsford

I had problems with paying off my bank loan and was not sure I would get accepted for a loan with Pacific City Bank . But it would be soooo embarrassing to borrow from family. Therefore, I took my chances and applied for $900 online. Fortunately I got an approval!!! They literally saved my life.

Dr. Hailie Johnston

They only ask for an ID to apply. Last year I was broke and needed extra funds to hold on. These guys approved me although I had a low credit score. Fast and legit process. Very satisfied!

Marietta Stanton

Important

The previous three items describe a peculiar lending service. But below you can find common details about payday loans.

Payday Loans in Los Angeles, California

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans may turn out an easy and fast solution to a short-term problem in Los Angeles, California. Loans from payday lenders can get you funds within a few hours. Your APR will depend on a few things.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still apply a payday loan. Such loans are created to help meet the needs of individuals with less than perfect credit scores. There are companies who may be willing to offer you a payday loan even if you have a bad credit rating. You will need a stable income to apply for a bad credit payday loan.

To get approved for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the real cost of the payday loan immediately.

APR Calculator

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OneMain Financial

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Union Bank

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Silicon Valley Bank

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