Domain Info
Created Date
1995-09-16
Mailing Address
Company Name
Contact Data
What people think about Westamerica Bank?
Below you see some of the testimonials of our customers.
Yesterday I needed $800 to cover car repair bills. I decided to apply via Westamerica Bank. They only approved me for $600 but the process itself was transparent, and their rates were good.
Dr. Harry Effertz
Easy application. I only entered an ID and a bank account. Same day approval. The first time I was accepted for $300 only. Hope the available amount will be more next time. Interest rate is fair. Paid off the loan on schedule. If desired, the term can be also extended.
Carmella Goldner
Westamerica Bank seems legit. They rescued me twice. The first loan approved was small – $100, but next time the limit was increased to $800. Closed the loan even earlier. The managers were amazing, they gave fast answers to all my questions. No delays. But their interest rates are not the lowest on the net.
Tyra Kautzer PhD
I contacted Westamerica Bank for a loan. Everything was done very quickly. Had the funds in my account the next morning. Employees are very competent. Pleasant experience!
Tess Stroman
Thank you Westamerica Bank for assisting me when I needed funds so bad to pay for vacation. I have applied through this company once and everything was great. This is the most legit lender with no hidden fees. Highly recommended!!!
Aurelie Wisozk I
Important
The previous three items describe a certain financial institution. But below you can read general data about payday loans.
Payday Loans in Los Banos, California
Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.
Payday loans are the easiest loans to get in Los Banos, California. The entire process is fast. They are appoved immediately and come with individual interest rate. It will be influenced by the borrower’s personal data.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give clients with a poor credit rating an increased chance to get accepted for such loans. A payday loan may be the only loan available for some people to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your budget and repay your loan commitments in good time.
To get accepted for a loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Find out the annual percentage rate right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 20 seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Los Banos, California
Members 1st Credit Union - Corporate Office
4710 Mountain Lakes Blvd, Redding, CA 96003, USA
+1 (530) 222-6060
www.m1cu.org
Payday Money Centers - Huntington Beach
18346 Beach Blvd, Huntington Beach, CA 92648, USA
+1 (714) 848-3533
www.paydaymoneycenters.com
USA Checks Cashed & Payday Advance
14213 Seventh St, Victorville, CA 92395, USA
+1 (760) 843-4041
www.usacheckcashingstore.com
California Check Cashing Stores
37217 Fremont Blvd D, Fremont, CA 94536, USA
+1 (510) 790-2936
www.ccfi.com
U.S. Bank-Catherine Pan-Mortgage Loan Officer
101 E Foothill Blvd, Arcadia, CA 91006, USA
+1 (626) 538-9403
mortgage.usbank.com
American River Bank Ione
66 E Main St, Ione, CA 95640, USA
+1 (209) 274-4731
www.americanriverbank.com
