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5 reviews

953 W Pacheco Blvd, Los Banos, CA 93635, USA
+1 (209) 826-7760
www.westamerica.com
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1995-09-16

Mailing Address

Company Name

Contact Data

What people think about Westamerica Bank?

Below you see some of the testimonials of our customers.

Yesterday I needed $800 to cover car repair bills. I decided to apply via Westamerica Bank. They only approved me for $600 but the process itself was transparent, and their rates were good.

Dr. Harry Effertz

Easy application. I only entered an ID and a bank account. Same day approval. The first time I was accepted for $300 only. Hope the available amount will be more next time. Interest rate is fair. Paid off the loan on schedule. If desired, the term can be also extended.

Carmella Goldner

Westamerica Bank seems legit. They rescued me twice. The first loan approved was small – $100, but next time the limit was increased to $800. Closed the loan even earlier. The managers were amazing, they gave fast answers to all my questions. No delays. But their interest rates are not the lowest on the net.

Tyra Kautzer PhD

I contacted Westamerica Bank for a loan. Everything was done very quickly. Had the funds in my account the next morning. Employees are very competent. Pleasant experience!

Tess Stroman

Thank you Westamerica Bank for assisting me when I needed funds so bad to pay for vacation. I have applied through this company once and everything was great. This is the most legit lender with no hidden fees. Highly recommended!!!

Aurelie Wisozk I

Important

The previous three items describe a certain financial institution. But below you can read general data about payday loans.

Payday Loans in Los Banos, California

Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to get in Los Banos, California. The entire process is fast. They are appoved immediately and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give clients with a poor credit rating an increased chance to get accepted for such loans. A payday loan may be the only loan available for some people to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your budget and repay your loan commitments in good time.

To get accepted for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 20 seconds to become informative even before applying.

APR Calculator

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