Welcome to Our Online Loan Referral Service

2.1 10 reviews

780 Blossom Hill Rd, Los Gatos, CA 95032, USA
+1 (408) 358-7051
locators.bankofamerica.com
Friday
Closed
Saturday
Closed
Sunday
Closed
Monday
10AM–4PM
Tuesday
10AM–4PM
Wednesday
10AM–4PM
Thursday
10AM–4PM

Domain Info

Created Date

1998-12-28

Mailing Address

5000 US HWY 17, Fleming Island, FL, 32003, United States

Company Name

Domain Administrator

Bank of America

Contact Data

[email protected]

+1.9049870917

+1.4692018592

Feedback about Bank of America Financial Center?

Here you see the reviews of our customers.

Worst experience in 30 yrs of banking with them, both business & personal.

Marge Ullrich

Great attitude and was able to give me the info I needed quickly and easily.

Beau Tromp

Do not bank here unless you plan on wasting hours of your life in lines.

Dr. Jennings Heidenreich Jr.

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes readers get acquainted common information about payday loans.

Payday Loans in Los Gatos, California

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

It is easy and quick to issue loans in Los Gatos, California. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be provided one of the most favorable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Bank of America Financial Center help issue a loan in Los Gatos, California?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued around the clock. The payday loan will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Los Gatos, ca will estimate other aspects like solvency and approve a loan. This is a way to enhance your credit score.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

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Bank of the Sierra

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Gems N' Loans - Dana Point

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Bank of the Sierra

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Westamerica Bank

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+1 (800) 848-1088

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OneMain Financial

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+1 (909) 392-5578

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Check Into Cash

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Plaza Loans, Inc

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